2007 Pontiac G6 Insurance Rates
2007 Pontiac g6 insurance rates: Car insurance for a 2007 Pontiac G6 GT 4 Sedan with a 6-cylinder engine runs about $1245.3 annually or about $103.78 monthly on average. This vehicle would have a reduced insurance premium when compared to the $1,325 national average.
Pontiac G6 car insurance typically costs $1,112 per year for basic insurance protection. Of course, a number of variables (such as location, driving history, and driver age) could affect your actual insurance costs, so we’ve put together some excellent guidelines and calculators to help you estimate and determine your unique insurance costs.
2007 Pontiac G6 Insurance Rates
Mileage and price depend on the trim package
| Vehicle Model | MPG Combined | Highway | City | Used Price Retail | Used Price Private Party | Original MSRP |
| 2010 Pontiac G6 | 25 | 30 | 22 | $3,003 | $2,644 | $21,275 |
| 2009 Pontiac G6 | 25 | 30 | 22 | $2,493 | $2,152 | $19,275 |
| 2008 Pontiac G6 | 25 | 30 | 22 | $2,008 | $1,712 | $18,765 |
| 2007 Pontiac G6 | 24 | 30 | 20 | $1,753 | $1,461 | $17,245 |
| 2006 Pontiac G6 | 24 | 31 | 21 | $1,396 | $1,102 | $16,365 |
| 2005 Pontiac G6 | 23 | 29 | 20 | $1,334 | $1,029 | $20,675 |
CLASSIFICATION OF INSURANCE
The Pontiac G6 GT is designated as a Car for the purposes of insurance classification.
Possibly available discounts
- If you are a member of the US military and are currently on active duty, you may be eligible for a discount. Savings range from 15% on base to 90% when you are deployed. Veterans frequently qualify for a comparable discount.
- Discount for several vehicles and customer loyalty (10–25% savings) – You could save money by insuring more than one vehicle under a single auto insurance policy.
- Demographic Good Student Discount (15–25% Savings) – Young adults in high school or college who have at least a 3.0 (B) grade point average.
- Equipment-specific Anti-Theft Discount (Savings 5–20%) – Alarms, theft-detection technology, and kill switches to turn off your car. This should be a function that the manufacturer installs, depending on the insurer
- Savings of $45 to $50 per year with Auto-Pay Discount – Payment – Establish an automatic withdrawal from a checking, savings, or money market account.
- Driving History – Usage Or Low-Mileage Discount (Savings of 2%) – Depending on the insurance, you may be eligible for a low mileage discount if you drive 5k to 15k miles annually. You are less likely to file an insurance claim if you drive less.
- Discount for Defensive Driving Courses – Driver Training (Savings 10%) – This discount may only be available to young or inexperienced drivers, and the course must be accepted by the insurance provider.
Insurance for the G6 Brief facts:
- $1,548 on average per year, $774 for a six-month coverage, or $129 per month is the average cost of auto insurance.
- Pontiac G6 insurance costs on average $1,112
- G6 vs. the average cost of car insurance: $436 less expensive
- These averages are based on rates from significant vehicle insurance providers like Allstate, Nationwide, Geico, StateFarm, Liberty Mutual, and USAA, along with other insurers like MetroMile, etc. These estimates are also based on more recent model years (2013-2020), including new automobiles, and the most popular trim level as opposed to much older cars where insurance costs fall and coverage limits frequently vary.
Why is the G6 so much more expensive than comparable Pontiacs?
You may have noticed that the G6 differs significantly from the other models offered by Pontiac. Despite the same coverage, the following factors are frequently to blame for these differences:
- Aspects of safety vary (such as the number of airbags, adaptive cruise control, lane departure warning, anti-lock brakes, electronic stability control, traction control, etc).
- Differences between the safety ratings and crash test ratings provided by the NHTSA (national highway traffic safety administration) or IIHS (insurance institute for highway safety).
- Variations in replacement or repair costs
- Variations in vehicle size (e.g. A large SUV is likely to inflict more property damage than a smart car for example)
- Variations in the ease of theft (electronic keys, anti-theft systems).
All of these elements have a big impact on how much auto insurance costs.
How can I comprehend where the insurance premiums I pay go?
Typically, your insurance premiums cover three areas:
- Liability Protection: This comprehensive coverage plan will pay for any harm you cause to people or property as a consequence of an accident. This coverage will cover both occupants’ medical costs, bodily injuries, property damage, and other costs in the event that you collide with another vehicle and both of its occupants sustain injuries. The biggest risks that insurance firms take on are frequently these medical and liability costs. The Pontiac G6’s standard liability insurance normally costs $464.
- Collision Coverage: This insurance policy often covers physical damage to your car brought on by an auto collision. The lender will normally require collision insurance if you are financing or leasing your car. The Pontiac G6’s regular collision insurance normally costs $310.
- Comprehensive Insurance Coverage: Comprehensive insurance coverage is the part of your policy that contributes to the cost of replacing or repairing your car should it be damaged in an event other than a collision. It is also referred to as “other than collision” coverage for this reason. If your car is leased or financed, your lender will often need this coverage, just like with collision. For the Pontiac G6, standard Comprehensive insurance normally costs $180.
Note that when we talk about “standard” coverage, we mean:
- 250/500/250 limits on liability. These particular numbers signify:
- The maximum amount of bodily harm per individual is $250,000. Accordingly, the maximum personal injury claim for each accident victim might be $250,000 per person.
- Limitation on bodily harm per accident: $500,000. This indicates that the maximum amount the insurance is willing to pay for medical expenses and bodily injury damages for all affected parties is $500,000, regardless of how many people were involved in the accident. Therefore, if an accident results in the injuries of four people, with claims totaling $250,000 apiece, the insurance would exceed the accident limit rather than the per-person limit.
Property damage is limited to $250,000 per incident.
A $500 deductible. For each claim, you, the insured, pay the first $500 of that claim.
